Property & Financial Affairs LPA (Couples)
Financial protection for both of you. Aaron sets up Property & Financial LPAs together — one consultation, one fee. Save £150 vs two individual LPAs.
Aaron Johnson
Consultant Solicitor & TEP
“I believe legal planning should feel straightforward, not stressful. That's why I handle everything personally — from our first conversation through to the final signature. No hand-offs, no jargon, no surprises. I'm a full member of the Society of Trust & Estate Practitioners (STEP), which means I bring specialist expertise in inheritance tax, trusts, and estate planning. But I explain everything in plain English, because that's what you deserve. Every matter is on a fixed fee. You'll always know what you're paying before you commit. And if something takes longer than expected, that's my responsibility — not yours.”
Regulated by the Solicitors Regulation Authority
Learn more about AaronFinancial Protection for Both of You
This service prepares Property & Financial Affairs LPAs for you and your partner together. Each of you gets your own legally independent document, but Aaron handles everything in one efficient process — one consultation, one signing appointment, one fee.
If one of you were suddenly unable to manage your finances, the other would need legal authority to access bank accounts, pay bills, or sell property. Without an LPA, even a spouse can be locked out of joint decisions.
Having both documents prepared together saves time and money (£150 compared to two individual LPAs), and ensures your arrangements work in harmony.
Who Is This For?
- Couples who want to protect each other's financial interests
- Partners approaching retirement who want arrangements in place early
- Couples with joint property, savings, or investments
- Anyone who wants to avoid the cost and stress of a Court of Protection application
What's Included in Your Fixed Fee
- A joint consultation covering financial circumstances and preferences for each person
- Two individually drafted Property & Financial LPAs
- Guidance on attorney choices and how they should work together
- Aaron acts as Certificate Provider for both documents
- Supervised signing in one appointment
- Full OPG registration for both LPAs (OPG fees: £184 total — £92 per LPA)
- Save £150 compared to two separate individual LPAs
What's Not Included (Available If You Need Them)
- Medical capacity assessment (per person) — if concerns arise about capacity, a formal medical opinion may be required. This is a third-party cost set by the GP or specialist (quoted separately)
- Complex or unusual instructions/restrictions — bespoke conditions beyond standard arrangements (quoted separately)
- Replacement of attorneys after registration (quoted separately)
- Changes to a registered LPA (quoted separately)
Your situation may be entirely straightforward and not require any of these.
What Happens If You Don't Act?
Without LPAs, if either of you loses capacity, the other would need to apply to the Court of Protection — a process costing thousands of pounds that takes many months. During that time, neither of you may be able to access the other's finances, pay household bills, or manage joint property. Two LPAs prepared together avoid this entirely.
Why Choose Safe Harbour?
- Aaron personally handles your matter from start to finish — never delegated
- Fixed fees confirmed before we begin — no hourly rates, no surprises
- Aaron acts as Certificate Provider for both documents at no extra cost
- Home visits available across Bridlington and East Yorkshire
- SRA-regulated with full professional indemnity insurance
You May Also Need
- Health & Welfare LPA (Couples) — this LPA covers your finances, but not your care. A Health & Welfare LPA ensures someone you trust can make medical and care decisions too
- Complete LPA Protection (Couples) — all four LPA documents in one streamlined package — save £600 compared to four individual LPAs
- Mirror Wills or Trust Wills — LPAs protect you during your lifetime, Wills protect your family after death. Together they provide complete coverage.
The Safe Harbour Guarantee
- Aaron personally handles your matter from start to finish
- Your fee is fixed and confirmed before we begin — no surprises
- Aaron acts as Certificate Provider for both documents at no extra cost
- Home visits available across Bridlington and East Yorkshire
- Free discovery call — no-obligation, no-pressure conversation
How Property & Financial Affairs LPA (Couples) Works
A clear, step-by-step journey from your first call to completion
Free Discovery Call
Aaron discusses how Property & Financial LPAs work for couples and the benefits of setting them up together.
Joint Consultation
Aaron meets with both of you to discuss attorneys, financial management preferences, and property decisions.
Drafting Both LPAs
Two separate Property & Financial LPAs are prepared, each reflecting your individual financial circumstances.
Signing Together
Both LPAs are signed in one appointment. Aaron acts as Certificate Provider for both documents.
OPG Registration
Both LPAs are submitted for registration. Once complete, your attorneys can step in whenever needed.
Your matter is complete. We'll send you copies of all final documents and store the originals where appropriate.
What Our Clients Say
“Aaron makes the complex feel simple. He is genuinely approachable, and for the first time, I have total confidence that my affairs are in safe hands”
Mr M
North Yorkshire
SRA Transparency Information
Required disclosures for Property & Financial Affairs LPA (Couples)
What is included: An initial joint consultation (in person or via video call) to take instructions from both of you. Professional drafting of two LPA documents by a qualified Solicitor. Aaron acts as Certificate Provider for both. A secondary meeting to oversee the formal signing and witnessing. Full OPG registration for both LPAs. Storage of your original documents (optional).
Our standard fixed fee applies to straightforward matters. Where complex issues arise — such as the need for a formal mental capacity assessment or medical report — additional charges and third-party disbursements may apply. We will always discuss and agree on these fees with you before proceeding.
Important Note: A separate client onboarding fee of £35 + VAT per person applies to all new instructions to cover ID verification and file setup.
Complaints Procedure
If you're unhappy with our service, please view our complaints procedure.
Legal Ombudsman
If we cannot resolve your complaint, you may contact the Legal Ombudsman.
Questions About Property & Financial Affairs LPA (Couples)?
Book a free discovery call to discuss your specific situation. We'll give you honest advice about your options.